Florida Car Accident Lawyer
Injured in a Florida Car Accident? We Pursue Full Compensation. No Fees Unless We Win.
Florida Car Accident Lawyer
Injured in a Florida Car Accident? We Pursue Full Compensation. No Fees Unless We Win.
A car accident can happen in seconds and change everything that follows — your health, your ability to work, your financial stability, and your sense of safety on the road. In the aftermath, you are likely dealing with pain, medical appointments, vehicle damage, and insurance companies who have already begun working to minimize what they pay you.
Lamar Legal represents car accident victims throughout Florida. We handle the insurance companies, gather the evidence, build your case, and fight for the full compensation you are entitled to — so you can focus on recovering.
Types of Car Accident Cases We Handle
Rear-end collisions
Florida’s most common crash type, often involving whiplash and soft tissue injuries
Intersection and T-bone accidents
frequently involving disputed liability
Hit-and-run crashes
We pursue uninsured motorist coverage and all available recovery sources
DUI accidents
Potential for punitive damages in addition to compensatory damages
Distracted driving crashes
Phone use, texting, and inattention behind the wheel
Multi-vehicle accidents
Complex liability involving multiple parties and insurance policies
Uber and Lyft accidents
Uninsured and underinsured motorist claims
Your own UM/UIM coverage as a recovery source
Wrong-way and highway accidents
Often involving catastrophic injuries
What to Do Immediately After Car Accident
What you do in the hours and days after a car accident directly affects your health and your legal claim.
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Call 911 — get a police report even for accidents that seem minor at the scene
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Seek medical attention immediately — even if you feel fine; whiplash, concussions, and internal injuries often have delayed symptoms
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Photograph the scene, vehicle damage, road conditions, and any visible injuries
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Get the other driver’s name, license, registration, and insurance information
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Get witness names and contact information
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Do not give a recorded statement to the other party’s insurance company — say only that you need to speak with an attorney first
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Do not post about the accident on social media
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Contact a car accident attorney before accepting any settlement offer
How We Handle Your Florida Car Accident Case
- We send representation letters to all insurance companies immediately — stopping them from contacting you directly
- We investigate the accident: police reports, scene photographs, witness statements, traffic camera and surveillance footage
- We identify all liable parties and all available insurance coverage, including policies you may not know exist
- We document your injuries, medical treatment, and the impact on your work and daily life
- We calculate the full value of your claim — economic and non-economic damages — before any demand is made
- We negotiate with insurance adjusters who are trained to minimize your claim
- We file a lawsuit and take your case to trial if the insurance company refuses a fair settlement
Compensation You May Recover
Under Florida law, car accident victims may recover both economic and non-economic damages. What your case is worth depends on injury severity, liability, available insurance, and long-term impact. Common recoverable damages include:
- Emergency medical care, hospitalization, surgery, and ongoing treatment
- Physical therapy and rehabilitation costs
- Lost wages during recovery and lost future earning capacity
- Vehicle repair or replacement value and rental car expenses
- Pain and suffering, mental anguish, and emotional distress
- Permanent disability, disfigurement, or impairment
- Loss of enjoyment of life
Every case is different. The value of a personal injury claim depends on injury severity, liability clarity, available insurance, and long-term impact. We evaluate your specific situation during your free case evaluation.
How the Case Process Works
Most car accident cases move through a predictable sequence of stages. Understanding the process helps you make informed decisions at each step.
Stage 1 – Free Case Evaluation
We review your accident, injuries, and available coverage. No cost, no obligation.
Stage 2 – Investigation and Evidence Preservation
We request police reports, secure surveillance footage before it is deleted, photograph the scene, and identify all liable parties and insurance policies.
Stage 3 – Medical Treatment Phase
We do not rush to settlement before your injuries are fully documented. As you treat, we monitor your progress and calculate the full value of your damages.
Stage 4 – Demand and Negotiation
We send a comprehensive demand letter to the insurance company with all supporting documentation and negotiate for maximum compensation.
Stage 5 – Resolution or Litigation
If the insurance company offers fair value, we resolve your case. If not, we file a lawsuit and litigate. Most cases settle — but we prepare every case for trial, because that preparation is what produces the best results.
Most personal injury cases settle without going to trial. We prepare every case as if it will go to trial — because that preparation is what produces the best settlements.
Frequently Asked
Questions – Florida Car Accident Lawyer
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Florida is a no-fault state — does that mean I can’t sue after a car accident?
Q: Florida is a no-fault state — does that mean I can’t sue after a car accident?
A: Florida’s no-fault system means your own Personal Injury Protection (PIP) coverage pays your initial medical bills and lost wages regardless of who caused the accident — up to the $10,000 PIP limit. However, you can step outside the no-fault system and pursue a claim against the at-fault driver if your injuries meet Florida’s serious injury threshold: significant and permanent loss of a bodily function, permanent injury, significant scarring or disfigurement, or death. Most significant car accident injuries meet this threshold.
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What is uninsured motorist (UM) coverage and do I need it in Florida?
Q: What is uninsured motorist (UM) coverage and do I need it in Florida?
A: UM/UIM coverage is an optional addition to your own auto insurance policy that pays your damages when the at-fault driver has no insurance or insufficient insurance to cover your losses. Florida has a high rate of uninsured drivers — approximately 20% — making UM coverage one of the most important protections you can carry. If you have UM coverage and the other driver is uninsured, we make a claim against your own policy on your behalf.
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What if the other driver was uninsured?
Q: What if the other driver was uninsured?
A: You still have options. We pursue your own UM/UIM coverage, your PIP benefits, and any other available insurance sources — including policies covering the vehicle owner if different from the driver, employer policies if the driver was working, and in some cases government liability if road conditions contributed. We also assess whether pursuing the at-fault driver’s personal assets makes practical sense.
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How long does a Florida car accident settlement take?
Q: How long does a Florida car accident settlement take?
A: Simple claims with clear liability and minor injuries may settle in 3–6 months. Moderate claims typically take 6–18 months. Cases requiring litigation take 18–36 months or more. We do not rush to settlement before your injuries are fully documented — settling too early often leaves significant money on the table.
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What if I was partially at fault for the car accident?
Q: What if I was partially at fault for the car accident?
A: Florida’s modified comparative negligence rule allows you to recover damages as long as you are not more than 50% at fault. If you are partially at fault, your recovery is reduced by your percentage of fault. For example, if you are 25% at fault and your total damages are $80,000, you recover $60,000. Do not assume partial fault means you have no claim — let us evaluate the specific facts.
Speak With a Florida Personal Injury Lawyer Today
Evidence fades quickly after accidents. Surveillance footage is deleted. Witnesses’ memories fade. Insurance companies move immediately to minimize claims.
Early legal guidance strengthens your position and protects your rights.
Don’t navigate this complex process alone. Schedule a free case evaluation to understand your rights, options, and potential compensation.
Get Your Free Case Evaluation →
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(888) 402-4LAW
Available 24 hours a day, 7 days a week
Same-day consultations available